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RMA’s Risk News
at-a-Glance
RMA’s Risk News at-a-Glance is a
free weekly service that delivers quick-read summaries of the
week’s most important industry headlines, culled from over
7,000 sources: major newspapers, business magazines, Web
sites, wire services, and leading industry publications. This
is an RMA service designed to keep you up-to-date on the
latest credit, operational, and market risk news. We hope you
enjoy it and find it useful. Stay current in a matter of
minutes.
To view the complete edition of this week’s news, visit
http://www.rmahq.org/News_PR/RiskNewsataGlance.htm.
Or call the RMA National Association at 800-677-7621 and ask
to get on the list of bankers who are currently getting this
service emailed to them each week.
2006
RISK MANAGEMENT & COMMUNITY BANK AUDIOCONFERENCE SERIES
January 10, 2006 –
Residential Housing Market - Tracking the End of the
Home Price Boom -
The
current housing market boom may be the largest ever seen in
the United States. What are the factors driving the surge in
home sales and prices? Are these factors sustainable, or
should we expect a correction in home prices and slower sales
activity? The audioconference will answer these questions,
examine the current state of residential real estate markets,
and present an outlook for home prices over the next few
years. – Speaker – David Stiff, Chief
Economist, Case, Shiller & Weiss (3025226)
February
7, 2006 – Best Practices in Loan Review-From in-house
to contracted services, hear different approaches from a panel
comprised of Community Banks and consultants. (3066096)
February 14, 2006 – Managing and Compensating Credit Officers
– Hear some best practices in managing an
institution’s credit officers. What is being done regarding
talent planning and recruitment, diversity activities,
retention and compensation? Several senior bankers will
discuss what is being done in their institutions. (3025236)March
7, 2006 – Issues Impacting Healthcare Lending.
External forces including regulatory, legislative and
reimbursement changes continually challenge healthcare
providers. Hear from James Unland, President, Health Capital
Group, about current issues and their potential impact on your
healthcare related customers, including medical practices and
acute care providers. (3025246)
April
4, 2006– Best Practices in
Lending to Home Builders– Hear from an expert
the techniques used in underwriting residential construction
loans and lot loans. Hear about strategies to employ to manage
risk in this "hot" business segment. Speaker- Neil Wedewer-
Executive Vice President & Manager/REFG Atlanta, SunTrust Bank
(3066106)
May 9, 2006 – State of the Commercial Real Estate
Market – A representative from Property & Portfolio
Research, Inc. will provide information about the current
status and future trends of various types of commercial real
estate property, including office, multi-family, industrial
and retail throughout the country. (3025256)
June 6, 2006 –
Regulatory Crossfire with Senior Regulators from the FDIC,
Federal Reserve and OCC - Hear senior officials from our
regulatory agencies discuss the areas of greatest concern to
them. (3066116)
Time:
All audioconferences will be held at 12:00 p.m.
central time (noon) .Fees: Multiple listeners
permitted free on the same line (include as many officers as
can fit around your speakerphone).
RMA
Members: $120 for each selected
audioconference (per telephone line).
Nonmembers: $180 for each selected
audioconference (per telephone line).
Cancellation Policy:
Full refunds will be available on all cancellations received
by mail or faxed to the registrar up to 15 working days prior
to the event. Reservations canceled 6-14 working days prior to
the event are subject to a service fee equal to 50% of the
registration fee. Registrants who cancel reservations 5
working days or less before the event will forfeit the entire
fee. Registrants failing to attend the event—no shows—will not
be eligible for refunds.
LOAN WORKOUTS AND COLLECTIONS
When
assuming responsibility for a problem credit, you must
determine what avenues are open to you in resolving the
matter. Review all lien flings and update your UCC search. If
real estate is involved, obtain at least a new Letter Report,
contact County Treasurers to learn status taxes and
assessments and verify insurance coverage. Read all
appraisals. Analyze depository accounts for unusual activity
and see if large, whole-dollar deposits are being drawn. These
may be going to insiders or other banks. Check documents for
cross-collateralization and cross-defaulting and determine
what assets secure each facility. Research credit card debt.
Ordering a new D&B and Bureaus on the principals will give
additional insight to the operation. This will add to your
overview and reveal what tools you have on hand because at
this juncture loss prevention may be of paramount importance.
Written
by Charles Dreyfuss
2005-2006 INSTITUTIONAL TRIAL MEMBERSHIP
February 28, 2006 Deadline
Our purpose is to help highly successful
professionals like you make better loan and risk management
decisions. By sharing the latest techniques through our
chapter meetings, conferences, and round tables, we provide
unique opportunities for you to hear the industry’s best
lenders and risk managers. Our publications and information
services will keep you current with the industry’s best
practices, helping to substantially increase your base of
profitable commercial loans and business relationships.
The 2005-2006 Institutional Trial
Membership entitles FIRST TIME MEMBERS up to $2000 off RMA’s
Annual Dues. RMA’s fiscal year is 9/1-8/31.
You will receive the RMA Journal
10 times a year along with updates on the latest RMA
products and services. At the local level you will have full
access and invitations to local chapter events. Included with
your membership is a copy of RMA’s Annual Statement
Studies. Plus throughout the year you will receive
special reports/hot topics of interest, which may also be
accessed through RMA’s Members-Only Web site.
If you are interested in this 2005-2006 RMA
Trial Membership, please contact Sandy at 608-588-3100 or
sandy@rmawi.org. Sandy will send you an application form and
get you started in your Trial Membership right away.
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