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Chapter
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RMA’s Risk News
at-a-Glance
RMA’s Risk News at-a-Glance is a
free weekly service that delivers quick-read summaries of the
week’s most important industry headlines, culled from over
7,000 sources: major newspapers, business magazines, Web
sites, wire services, and leading industry publications. This
is an RMA service designed to keep you up-to-date on the
latest credit, operational, and market risk news. We hope you
enjoy it and find it useful. Stay current in a matter of
minutes.
To view the complete edition of this week’s news, visit
http://www.rmahq.org/News_PR/RiskNewsataGlance.htm.
Or call the RMA National Association at 800-677-7621 and ask
to get on the list of bankers who are currently getting this
service emailed to them each week.
2006
RISK MANAGEMENT & COMMUNITY BANK AUDIOCONFERENCE SERIES
April
4, 2006– Best Practices in
Lending to Home Builders– Hear from an expert
the techniques used in underwriting residential construction
loans and lot loans. Hear about strategies to employ to manage
risk in this "hot" business segment. Speaker- Neil Wedewer-
Executive Vice President & Manager/REFG Atlanta, SunTrust Bank
(3066106)
May 9, 2006 – State of the Commercial Real Estate
Market – A representative from Property & Portfolio
Research, Inc. will provide information about the current
status and future trends of various types of commercial real
estate property, including office, multi-family, industrial
and retail throughout the country. (3025256)
June 6, 2006 –
Regulatory Crossfire with Senior Regulators from the FDIC,
Federal Reserve and OCC - Hear senior officials from our
regulatory agencies discuss the areas of greatest concern to
them. (3066116)
Time:
All audioconferences will be held at 12:00 p.m.
central time (noon) .Fees: Multiple listeners
permitted free on the same line (include as many officers as
can fit around your speakerphone).
RMA
Members: $120 for each selected
audioconference (per telephone line).
Nonmembers: $180 for each selected
audioconference (per telephone line).
Cancellation Policy:
Full refunds will be available on all cancellations received
by mail or faxed to the registrar up to 15 working days prior
to the event. Reservations canceled 6-14 working days prior to
the event are subject to a service fee equal to 50% of the
registration fee. Registrants who cancel reservations 5
working days or less before the event will forfeit the entire
fee. Registrants failing to attend the event—no shows—will not
be eligible for refunds.
SEVEN TRAITS OF GREAT LEADERS
All great leaders have some aspects of their personalities
in common. Outstanding leaders share seven qualities:
- Great leaders identify, cultivate, and inspire
enthusiastic followers
. Some people are successful but
are not leaders. They work best on their own and enrich
themselves. Great leaders enlist the cooperation, support,
and loyalty of others. Few businesses can survive without
people to carry out their leaders’ programs. Good leaders
not only understand their employees, but also motivate them
to do their very best work.
- Great leaders focus their efforts.
Good leaders
concentrate their efforts to reach goals. Those who do not
focus their efforts will never achieve great success in
anything. To avoid wasted time and effort, don’t try to do
too many things at once.
- Great leaders face and overcome great difficulties
.
Adversity can destroy some people, but all good leaders have
faced adversity and bounced back to greater glories. Change
those stumbling blocks to stepping-stones on the path to
success. Strive vigorously to use everything that comes to
you, whether pleasant or unpleasant, to your advantage. Do
not allow an unpleasant letter, a disagreeable criticism, or
an uncharitable remark to cloud your day.
- Great leaders expect more from themselves than they do
from others.
Great leaders set an example for their
followers by demanding more of themselves. They work more
hours, take on more challenges, initiate more programs, and
give the full measure of their energies to their work.
- Great leaders are not afraid to make tough decisions
.
Whether leading a nation or a corporation, every day the
leader faces problems that require decisions. In some cases
there is adequate time to think, assess, and evaluate all
the circumstances surrounding the problem, but quite often
an immediate decision is needed. The good leader must make
such decision.
- Great leaders have a vision and utmost faith in
themselves to fulfill that vision.
Great leaders have
all had their visions. They knew what they wanted to
accomplish, visualized its outcome, and devoted all their
energies and emotions to accomplish that vision. Most
importantly, they truly believed in their own capability to
do this. Determination to win is half the battle.
- Great leaders are ambitious for themselves, their
companies, and their people.
One of the saddest things
in life is to see men and women with a faded ambition, a
lost life aim. No quality requires more guarding than
ambition. It will not live and keep growing if it is not
nourished; and the moment we begin to disregard it, we begin
to go downhill. If your ambition is not alive, you should
strengthen it in every possible way. Visualize what you want
to be; keep it in your mind constantly; and work for it with
all your might.
Adapted from Real Success, by Ken
Shelton
CREDIT RISK
CERTIFICATION
What a difference certification can make, especially when
it represents RMA's stamp of approval.
The Risk Management Association is proud to introduce our
Credit Risk Certification Program. To take the RMA-CRC
examination, you must have at least three years' experience as
a credit professional.
You can also benefit from the rewards of earning your
RMA-CRC if you have 5, 10, 15, or even 20 years or more as a
lender, credit officer, credit analyst, or credit risk
manager. More information is available on the National RMA Web
site: www.rmahq.org/RMA/Certification
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