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RMA’s Risk News at-a-Glance

RMA’s Risk News at-a-Glance is a free weekly service that delivers quick-read summaries of the week’s most important industry headlines, culled from over 7,000 sources: major newspapers, business magazines, Web sites, wire services, and leading industry publications. This is an RMA service designed to keep you up-to-date on the latest credit, operational, and market risk news. We hope you enjoy it and find it useful. Stay current in a matter of minutes.

To view the complete edition of this week’s news, visit http://www.rmahq.org/News_PR/RiskNewsataGlance.htm. Or call the RMA National Association at 800-677-7621 and ask to get on the list of bankers who are currently getting this service emailed to them each week.


2006 RISK MANAGEMENT & COMMUNITY BANK AUDIOCONFERENCE SERIES

April 4, 2006– Best Practices in Lending to Home BuildersHear from an expert the techniques used in underwriting residential construction loans and lot loans. Hear about strategies to employ to manage risk in this "hot" business segment. Speaker- Neil Wedewer- Executive Vice President & Manager/REFG Atlanta, SunTrust Bank (3066106)

May 9, 2006 – State of the Commercial Real Estate Market – A representative from Property & Portfolio Research, Inc. will provide information about the current status and future trends of various types of commercial real estate property, including office, multi-family, industrial and retail throughout the country. (3025256)

June 6, 2006 Regulatory Crossfire with Senior Regulators from the FDIC, Federal Reserve and OCC - Hear senior officials from our regulatory agencies discuss the areas of greatest concern to them. (3066116)

 Time: All audioconferences will be held at 12:00 p.m. central time (noon) .Fees: Multiple listeners permitted free on the same line (include as many officers as can fit around your speakerphone). 

RMA Members: $120 for each selected audioconference (per telephone line).
Nonmembers: $180 for each selected audioconference (per telephone line).

Cancellation Policy: Full refunds will be available on all cancellations received by mail or faxed to the registrar up to 15 working days prior to the event. Reservations canceled 6-14 working days prior to the event are subject to a service fee equal to 50% of the registration fee. Registrants who cancel reservations 5 working days or less before the event will forfeit the entire fee. Registrants failing to attend the event—no shows—will not be eligible for refunds.


SEVEN TRAITS OF GREAT LEADERS

All great leaders have some aspects of their personalities in common. Outstanding leaders share seven qualities:

  • Great leaders identify, cultivate, and inspire enthusiastic followers. Some people are successful but are not leaders. They work best on their own and enrich themselves. Great leaders enlist the cooperation, support, and loyalty of others. Few businesses can survive without people to carry out their leaders’ programs. Good leaders not only understand their employees, but also motivate them to do their very best work.
  • Great leaders focus their efforts. Good leaders concentrate their efforts to reach goals. Those who do not focus their efforts will never achieve great success in anything. To avoid wasted time and effort, don’t try to do too many things at once.
  • Great leaders face and overcome great difficulties. Adversity can destroy some people, but all good leaders have faced adversity and bounced back to greater glories. Change those stumbling blocks to stepping-stones on the path to success. Strive vigorously to use everything that comes to you, whether pleasant or unpleasant, to your advantage. Do not allow an unpleasant letter, a disagreeable criticism, or an uncharitable remark to cloud your day.
  • Great leaders expect more from themselves than they do from others. Great leaders set an example for their followers by demanding more of themselves. They work more hours, take on more challenges, initiate more programs, and give the full measure of their energies to their work.
  • Great leaders are not afraid to make tough decisions. Whether leading a nation or a corporation, every day the leader faces problems that require decisions. In some cases there is adequate time to think, assess, and evaluate all the circumstances surrounding the problem, but quite often an immediate decision is needed. The good leader must make such decision.
  • Great leaders have a vision and utmost faith in themselves to fulfill that vision. Great leaders have all had their visions. They knew what they wanted to accomplish, visualized its outcome, and devoted all their energies and emotions to accomplish that vision. Most importantly, they truly believed in their own capability to do this. Determination to win is half the battle.
  • Great leaders are ambitious for themselves, their companies, and their people. One of the saddest things in life is to see men and women with a faded ambition, a lost life aim. No quality requires more guarding than ambition. It will not live and keep growing if it is not nourished; and the moment we begin to disregard it, we begin to go downhill. If your ambition is not alive, you should strengthen it in every possible way. Visualize what you want to be; keep it in your mind constantly; and work for it with all your might.

Adapted from Real Success, by Ken Shelton


CREDIT RISK CERTIFICATION

What a difference certification can make, especially when it represents RMA's stamp of approval.

The Risk Management Association is proud to introduce our Credit Risk Certification Program. To take the RMA-CRC examination, you must have at least three years' experience as a credit professional.

You can also benefit from the rewards of earning your RMA-CRC if you have 5, 10, 15, or even 20 years or more as a lender, credit officer, credit analyst, or credit risk manager. More information is available on the National RMA Web site: www.rmahq.org/RMA/Certification  

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