If you want training that’s convenient and cost-effective, consider RMA’s new Web seminars. Each seminar delivers high quality training right to your own PC, and each takes just three hours to complete (two 1 1/2 hour sessions). Plus, there’s NO travel time and NO travel expenses.

What’s more, an experienced instructor who gives you the chance to ask real-time questions leads every seminar. It’s just like being in a traditional classroom without the hassle and cost of commuting.

Best of all, if something comes up and you have to miss a Web seminar session, you can go back and review the course for 30 days - at no extra charge.

Our upcoming Web seminars include:

October 13 and 20, 2004 at noon

• Pensions and Off-Balance-Sheet Risks in Financial Accounting

November 9 and 16, 2004 at 2 p.m.

• Credit Culture: The Foundation of Best Practices

November 12 and 19, 2004 at 2 p.m.

• Safer Lending to Small Single-Family Home Builders and Developers: Managing Project Risk

December 7 and 14, 2004 at 1:00 p.m.

• Capitalization Rates: A User’s Guide for Lenders

December 9 and 16, 2004 at 11:00 a.m.

• Problem Loan Fundamentals: Identification and Analysis

January 11 and 18, 2005 at 1:00 p.m.

Enrollment in each of the seminars listed above is capped at just 25 participants, so secure your place by registering, today. You may register online (http://www.rmahq.org/Ed_Opps/courses/) or call 800-677-7621 if you prefer to register by phone...or you have a question.